Shine Bright, Sell Smart: Essential Insurance for Solar Professionals | Marvel Insurance Consultants

Power Up Your Sales, Secure Your Success

Insurance for Solar Professionals
Mitigating Risks

As a dedicated solar professional, you're helping homeowners and businesses harness the power of the sun. But working in the renewable energy sector comes with unique risks. Standard liability insurance may not provide sufficient protection for the specific challenges you face.

Protect yourself, your team, and your customers with comprehensive insurance designed for the growing solar industry.

General Liability

This foundational coverage protects you from property damage caused by accidental mistakes during system installations, as well as bodily injury claims if someone gets hurt on the job site (e.g., falls from roofs, electrical issues).

Errors & Omissions (E&O)

This crucial coverage protects you from claims of negligence if a customer alleges your sales pitch misrepresented the system's performance or caused financial losses.

Workers' Compensation

Ensure financial protection for your employees in case of work-related injuries, a requirement in most states. This could include falls from scaffolding, exposure to extreme weather conditions on rooftops, or muscle strain from lifting heavy equipment.

Commercial Auto

Get comprehensive coverage for your work vehicles, including vans and trucks used for transporting equipment, materials, and reaching customer locations.

Tailored to You

At CIA, we understand the solar industry encompasses various roles. We offer a variety of insurance solutions to cater to your specific service offerings.

Sales Representatives

Protect your business focused on customer consultations, proposals, and selling solar panel systems. Robust E&O coverage is especially important.

Installation Teams

Secure comprehensive coverage for your crew focused on safely and efficiently installing solar panels on rooftops. This may involve additional considerations for working at heights.

Why Partner With Us?

Choosing the right insurance partner is essential for your solar business.

Industry-Specific Expertise

Our team has a deep understanding of the legal and financial challenges faced by solar professionals. We can answer your questions about specific coverages and risk mitigation strategies relevant to your solar services.

Safety First Resources

We offer valuable resources and guidance on workplace safety protocols specific to solar installations, including fall protection best practices, proper use of safety harnesses and equipment, and safe working practices on rooftops.

Customized Coverage Options

We work closely with you to understand your sales approach, crew size, and budget to create a personalized insurance plan that safeguards your business.

Dedicated Client Support

Our agents are always available to answer your questions, address concerns, and guide you through the claims process if necessary.

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What Some Clients Say...

"David is absolutely the person you want on your side! I was hesitant and unsure about switching insurance providers, but he patiently guided me through every step of the process."

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Frequently Asked Questions

Health insurance plans typically include HMOs (Health Maintenance Organizations), PPOs (Preferred Provider Organizations), EPOs (Exclusive Provider Organizations), and POS (Point of Service) plans. Each has its own network of providers and coverage options, so it's important to assess individual needs and preferences.

Consider factors like premium costs, deductibles, co-pays, network coverage, prescription drug coverage, and specific health needs. Evaluating these elements alongside individual circumstances and budget can help identify the most suitable plan.

The out-of-pocket maximum is the highest amount you'll pay for covered services within a policy year. Once you reach this limit through deductibles, co-pays, and coinsurance, the insurance company covers 100% of the costs for covered services.

It depends on the specific plan and provider network. Some plans allow you to keep your current doctor if they are in-network, while others may require you to switch providers. It's crucial to review the plan's network to ensure your preferred doctors are included.

Missing the open enrollment period generally means you'll have to wait until the next enrollment period to obtain health insurance. However, certain life events, such as marriage, having a baby, or losing job-based coverage, may qualify you for a special enrollment period, allowing you to enroll outside the regular enrollment window.